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Heartland Bank has a rich history, combining the care and personal service
of a building society with the innovation and competitive offerings of a modern bank. With our
roots firmly planted in the past and a clear vision for the future, we’ve grown to become a trusted
name in New Zealand banking.
Our story begins with the Ashburton Permanent Building & Investment Society, which later merged with SMC Building Society and Loan & Building Society to form CBS Canterbury.
Southern Cross, a future part of Heartland, opens its doors in Auckland, providing North Island customers with savings, loans, and everyday banking solutions.
MARAC Finance is established, dedicated to supporting small and medium-sized businesses.
Southern Cross, CBS Canterbury, and MARAC unite to form Heartland Building Society. Later that year, Heartland acquires PGG Wrightson Finance, boosting its rural strategy and diversifying its asset base.
Heartland achieves bank registration from the Reserve Bank of New Zealand, becoming the only New Zealand-controlled and managed banking group listed on the NZX Main Board.
Transitioning from a building society, Heartland becomes Heartland Bank Limited.
Heartland Bank Limited merges with its parent company, Heartland New Zealand Limited, becoming the first New Zealand-registered bank listed on the NZX Main Board.
A corporate restructure establishes Heartland Bank Limited as a subsidiary of Heartland Group Holdings Limited. On 1 November, the parent company is listed on both the NZX and ASX under the ticker.
Heartland acquires Challenger Bank Limited, an Australian authorised deposit-taking institution, rebranding it as Heartland Bank (Australia). This marks the first time a New Zealand bank has acquired an Australian ADI.
As banking evolves, so do the expectations of Kiwis for exceptional financial services.
With our innovative and adaptable approach, we’re here to support you—whether you want to borrow, save, or invest.
Fast solutions and convenient online access benefit everyone—not just the tech-savvy. Our customer-first approach ensures better banking experiences for all.
We help retirees unlock the value of their homes to achieve the lifestyle they’ve always envisioned.
Small businesses are the backbone of New Zealand’s economy. Our innovative lending solutions are designed to be swift, adaptable, and equitable, helping them thrive.
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